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Payment Plans

We offer flexible payment options!

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SmileChoice Payment Plans

Interest Free Payment Plan

Term 12 months
Amount Min $1,500
Max $10,000
Borrower Fees $Nil upfront
$Nil ongoing
Borrower Contribution 25% of treatment cost


*Payment Plan availability subject to satisfactory credit history check.

Product Features

  • Online application and smooth approval*
  • Nil interest
  • Allows you to access dental treatment now and pay back over 12 months
  • Automated electronic contract and acceptance
  • Minimum treatment plan is $2000 with a 25% deposit

Zero Deposit Patient Loan

  • Compulsory Comparison Rate: *16.26%
  • Standard Fixed Rate: *13.50%
Term 24 months
Fixed rate
Amount Min $2,000
Max $30,000
Borrower Fees $100 establishment
$10 per month account keeping


Fees and charges are payable
*This comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Product Features

  • One simple low rate
  • Make extra repayments with no penalties
  • Online application and smooth approval **
  • Automated electronic contract and acceptance
  • Allows you to access dental treatment now and pay back over 24 months

** Applications for a loan are subject to the lender's usual credit assessment and responsible lending criteria.

Members First Provider for:

  • BUPA Members First Provider
  • HCF

Albany Dental is now QIP accredited. For more information about what this means for you, click here.